ٱلْحَلِيمُ

The one who bestows favours, both outward and inward, lavishly to His creation despite their many acts of disobedience and transgression. He is gentle upon those who disobey Him and in censuring them so that perchance they may repent and gives them respite so that they may become penitent.

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَالْهَرَمِ وَعَذَابِ الْقَبْرِ

Allahumma inni a'udhu bika minal-'ajzi wal-kasali wal-jubni wal-bukhli wal-harami wa 'adhabil-qabr

“O Allah, I seek refuge in You from incapacity, laziness, cowardice, miserliness, old age, and the punishment of the grave.”